A Frustrating Morning

I have had a very frustrating morning getting quotes for house contents insurance, they want to know more about me than I know myself! My renewal quote was £720 and I have got it down to £250ish, now I just need to chose one at a realistic price that will let me speak to someone based in England who speaks the sort of English that I can understand. Meanwhile I am waiting for the car insurance people to ring me back about coming to repair a stone chip in the windscreen, so far I have waited three hours for them to ring back “in ten minutes” - I thought people wanted business these days!